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Scotsman Guide: One out of 20 mortgages are non-QM – expect that to grow

May 7, 2025
Non-QM 2025

LendSure Co-Founder and Managing Director, Joseph Lydon, has been featured in the May 2025 issue of Scotsman Guide! Looking ahead, S&P Global predicts that in 2025, non-QM loans will make up nearly 30% of non-agency mortgage-backed securities. This growth presents an unparalleled opportunity for mortgage originators to expand their reach.

 

“Non-QM loans offer innovative approaches to addressing these challenges. For self-employed borrowers, bank statement programs allow individuals to qualify using 12 to 24 months of deposits, reflecting cash flow rather than tax returns. A freelance photographer, for example, can demonstrate steady income through client payments…” Click here to read the full Scotsman Guide Article.

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