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Increase Monthly Cash Flow While Locking In Rates for 40 Years

10/40 Fixed-Rate Interest Only Loans

Why LendSure’s 10/40 Fixed Rate-IO Loans? Why not! Smart homeowners and property investors have an option to leverage their home’s equity and manage their monthly cash flow – all while locking in a low rate for 40 years. This innovative interest only loan program provides homeowners with the flexibility to make low interest only payments or fully amortized payments without penalties.

  • Investment/business purposes qualify using low IO (interest only loans) payment and owner-occupied loans qualify with 30-year amortizing payment
  • No prepayment penalties on owner-occupied property loans
  • LendSure can finance origination and discount points with no out-of-pocket costs or impact on cash out (see chart below)
  • Financed points do not raise the LTV pricing bucket
  • Great way for property investors and self-employed borrowers to leverage their equity to increase their monthly cash flow
  • Eligible for ALL Full Doc, DSCR, and 12- or 24-month Bank Statement programs
  • Loan amounts as high as $3,000,000
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