Non-QM Blog

The number of self-employed Americans was on the rise even before the pandemic, but that trend has only accelerated in the past two years.   The freedom of entrepreneurship and…

In a housing market characterized by a lack of supply and intense competition among bidders, buyers with cash have an advantage.   But for many homebuyers, their money is locked…

Homebuyers are being squeezed by the unfortunate combination of record-high home prices and mortgage rates that have trended sharply higher recently. Rate-sensitive borrowers always have had the option of paying…

Since hitting historic lows in 2021, mortgage rates have risen sharply. That reality is squeezing borrowers – and it’s putting pressure on loan officers to find creative ways to help…

LendSure co-founder and managing director, Joseph Lydon, has been featured in the July 2022 issue of Scotsman Guide! See what he has to say about the widespread misconceptions regarding nonqualified…

Real estate agents are experts at finding clients, marketing homes, and negotiating transactions. But when it comes to in-depth knowledge of home financing – and especially non-QM loans – many…

The Alternative A, or Alt-A mortgage, has several characteristics that set it apart from the more restrictive requirements of Fannie Mae and Freddie Mac. This includes higher LTV ratios, lower…

Whether it’s a beach house in Florida, a lake home in Maine, or a mountain cabin in the Rockies, a second home has long been part of the American dream….

Two broad trends are dominating today’s housing market. First, property values have soared to all-time highs. And second, interest rates are rising. Those two realities mean there’s ample opportunity for…