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Rose Waldie

Non-QM Program Enhancements

Non-QM Program Enhancements – March 2021

By | Featured Program, Uncategorized | No Comments

General Enhancements

  • Up to 90% LTV for First-Time homebuyer
  • No adder for 24-month Bank Statements – Pricing is the same as Full Doc!
  • No reserve requirements for:
    • Purchase loans with LTV up to 65%
    • FICO over 740 in Expanded Approval

2-Month Bank Statement Program

  • Only 2 months of Personal or Business Bank Statements needed
  • 720 Minimum FICO
  • Loan amounts as high as $2,000,000
  • LTV up to 70%
  • Must be self-employed in the same business for 2 years
  • 12 months of 3rd Party CPA prepared P&L statements required

One Year Income Doc Program

  • One year W2 + Recent Pay Stubs or one year 1099
  • LTV to 80%


  • DSCR as low as .75
  • Up to 80% LTV for Purchase & 75% LTV for R/T or Cash-out Refi
  • No reserves required for LTV up 65% LTV and Only 3 months reserves required over 65%
  • Cash out may count towards reserves

Foreign National

  • Up to 75% LTV for purchase transactions
  • No reserves required for LTV up 65% LTV and Only 3 months reserves required over 65%
  • Cash out may count towards reserves

Condotel Loans

  • Up to 75% LTV for Purchase Loans
  • Up to 70% LTV for R&T Refinances
  • Up to 65% LTV for Cash-Out Refinances

Webinar: 6 Ways to Originate More Purchase Business

By | Mortgage Professional Webinars | No Comments

In today’s highly competitive housing market, having the right solutions is crucial to getting more purchase business and realtor referrals. In this brief, but jam-packed webinar, learn about:

  • Loans that help borrowers make non-contingent purchase offers
  • Generating more referrals from Real Estate Brokers
  • Attracting more purchase business
  • Emerging opportunities and how to capitalize on them
Non-QM Cash Out

Cash Out Available Across All LendSure Non-QM Programs

By | Uncategorized

Cash out up to $1,000,000


Whether your borrower is self-employed, a foreign national, or a property investor, LendSure offers cash-out options so that they can access the equity in their homes. LendSure offers cashout programs up to $1,000,000 and its available across practically all our Non-QM loan programs.

Program features:

Non QM Cash Out

  • Available across all loan programs, including 12- and 24-Month Bank Statement
  • DSCR interest only cash-out qualifies on the IO payment with loan amounts up to $1,000,000
  • Cash out can be applied to reserves (except DSCR)
  • Available for Non-Warrantable condos
  • Exceptions to cash-out amount will be considered based on overall profile

12-Month and 24-Month Bank Statement Loans

By | Featured Program

12- Month and 24-Month Bank Statement Loans

Loan Programs Designed For Self-Employed Borrowers

Offer self-employed borrowers loan programs designed around their unique needs. LendSure’s bank statement loans feature common-sense underwriting that considers the challenges of self- employed borrowers.

Program Features:

  • All pre-qualifications are performed by experienced, in-house professionals, usually within 24 hours
  • P&L statements NOT required on most programs
  • LTV up to 90%
  • Loan amounts up to $3,000,000
  • Multiple business bank accounts permitted
  • Business bank statements and personal bank statements permitted
  • Business expense ratio as low as 10%
  • Borrower does not have to be 100% owner of the business
  • Common-sense consideration of NSFs and overdrafts
  • Highly competitive rates and unsurpassed funding times

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Webinar: Gaining an Edge in a Competitive Purchase Market with Bridge Loans

By | Mortgage Professional Webinars | No Comments

In today’s highly competitive home purchase market, making a non-contingent offer can make the difference in whether an offer gets accepted. Learn how LendSure’s Bridge Loan program let’s borrowers access the equity from their current home and use it for a down payment on a new property, without any monthly payments. The bridge loan pays off the mortgage on the current home while providing cash out for the new home purchase.

Webinar Highlights:

  • Borrowers can make non-contingent purchase offers
  • Since there are no monthly payments, borrowers’ DTI can qualify for the new purchase loan
  • Generate more referrals from Real Estate Brokers
  • Attract more purchase business
  • Generate referrals from local developers

LendSure offers a number of innovative Non-QM Loan Solutions to help you be successful in today’s homebuying market.  Contact your LendSure Account Executive to learn more about our Non-QM programs.

Fast Funding for Fannie Mae Fallout

By | Featured Program

Fannie Mae Fallout Funding

Fund in Days with Fast-Tracked, Common-Sense Underwriting (Contact us 24 Hours A Day)

Did you just have a loan fall out from Fannie Mae? LendSure is ready to rescue your fallout loans and fund them within days. Submit your loan package and transferred appraisals, and our team of experienced professionals will provide fast-tracked, common-sense underwriting to get you funded on time.

  • Transferred AMC appraisals accepted
  • Unsurpassed funding times
  • Common-sense exceptions
  • P&L statements NOT required on most bank statement programs
  • Programs include 12 and 24-Month Bank Statement Loans, “Just Missed” Agency (Alt-A), Property Investor Loans, Foreign National Programs and other Non-QM Programs

Call or text your LendSure Account Executive’s mobile phone 24 hours a day / 7 days a week to get your fallout loan package funded within days.

Webinar: Top 5 Ways to Originate New Mortgage Business

By | Mortgage Professional Webinars | No Comments

As the mortgage industry continues to change in these extraordinary times, make sure you have the strategies and resources to continue to grow your business through the coming months. In this engaging, but informative webinar, you’ll learn about emerging opportunities in today’s housing market and how you can capitalize on them.

Webinar Highlights:

  • Learn how to generate more business from the borrowers you see every day
  • The unique mortgage needs of business owners and how to serve them
  • How to tap into the exploding foreign national market
  • Solutions and unique programs for today’s property investors
  • How to originate more loans with larger loan amounts

Contact Us: (888) 707-7811