Skip to main content
All Posts By

Rose Waldie

Couple signing off their bank statement loans

12-Month and 24-Month Bank Statement Loans

By | Featured Program

12- Month and 24-Month Bank Statement Loans

Loan Programs Designed For Self-Employed Borrowers

Offer self-employed borrowers loan programs designed around their unique needs. LendSure’s bank statement loans feature common-sense underwriting that considers the challenges of self- employed borrowers.

Program Features:

  • All pre-qualifications are performed by experienced, in-house professionals, usually within 24 hours
  • P&L statements NOT required on most programs
  • LTV up to 90%
  • Loan amounts up to $3,000,000
  • Multiple business bank accounts permitted
  • Business bank statements and personal bank statements permitted
  • Business expense ratio as low as 10%
  • Borrower does not have to be 100% owner of the business
  • Common-sense consideration of NSFs and overdrafts
  • Highly competitive rates and unsurpassed funding times

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Webinar: Gaining an Edge in a Competitive Purchase Market with Bridge Loans

By | Mortgage Professional Webinars | No Comments

In today’s highly competitive home purchase market, making a non-contingent offer can make the difference in whether an offer gets accepted. Learn how LendSure’s Bridge Loan program let’s borrowers access the equity from their current home and use it for a down payment on a new property, without any monthly payments. The bridge loan pays off the mortgage on the current home while providing cash out for the new home purchase.

Webinar Highlights:

  • Borrowers can make non-contingent purchase offers
  • Since there are no monthly payments, borrowers’ DTI can qualify for the new purchase loan
  • Generate more referrals from Real Estate Brokers
  • Attract more purchase business
  • Generate referrals from local developers

LendSure offers a number of innovative Non-QM Loan Solutions to help you be successful in today’s homebuying market.  Contact your LendSure Account Executive to learn more about our Non-QM programs.

Webinar: Top 5 Ways to Originate New Mortgage Business

By | Mortgage Professional Webinars | No Comments

As the mortgage industry continues to change in these extraordinary times, make sure you have the strategies and resources to continue to grow your business through the coming months. In this engaging, but informative webinar, you’ll learn about emerging opportunities in today’s housing market and how you can capitalize on them.

Webinar Highlights:

  • Learn how to generate more business from the borrowers you see every day
  • The unique mortgage needs of business owners and how to serve them
  • How to tap into the exploding foreign national market
  • Solutions and unique programs for today’s property investors
  • How to originate more loans with larger loan amounts

Webinar: Interesting Twists to Lower Borrowers’ Payments

By | Mortgage Professional Webinars | No Comments

Whether your borrower is rate sensitive or looking for lower payments, you’ll learn the strategies for presenting compelling payment and rate options to meet your borrowers’ specific needs.

  • Structuring loan options using a combination of Interest Only, Rate Buy Down, and Stacking
  • Using 40-year Interest Only options to optimize investor cash flow
  • Lowering the DTI to help your loan qualify using Interest Only payments while not increasing your interest rate
  • Lowering rates without bringing in additional cash at closing
LendSure is Hiring

Senior Mortgage Loan Specialist / Processor – Kennesaw, GA

By | Jobs | No Comments

LendSure Mortgage Corp is looking for a Senior Loan Specialist to work out of our Kennesaw, GA Regional Center.

LendSure’s vision is to be the nation’s premier provider of forward-thinking financial solutions by building a dynamic culture based on quality and innovation, where employees are inspired, empowered, and driven to deliver the highest level of service in the mortgage industry.

LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering Non-QM loan solutions. LendSure helps mortgage originators grow their business by offering loan solutions to borrowers who do not fall into conforming guidelines. At LendSure Mortgage Corp., we have created an environment where high-energy professionals can learn, excel, grow and feel great about their contributions to our success.

LendSure is committed to attracting and retaining top talent throughout the United States and offers competitive salary, benefits, and opportunities to grow within the company.

Position Summary:

The Senior Loan Specialist is responsible for issuing pre-qualifications, managing a pipeline of loans from approval to closing, and various loan processing duties.

Duties include:

  • Verify all loan documentation including payoffs, PITI reserves, employment and income
  • Complete complex loan pre-qualifications, including initial underwriting, including income analysis and bank statement reviews
  • Review and clear conditions per authority
  • Track the loans from prequal to funding
  • Complete all processing tasks.
  • Works with brokers/processors/Loan Officers/underwriters to collect and sign off all Prior to Doc conditions.
  • Communicates progress with Account Executive and/or Regional Manager.
  • Partners with underwriting team, doc and funding department, QC and Senior Management to ensure maximum closing ratio.
  • Train Loan Processing staff

Qualifications:

  • 4 years underwriting or equivalent experience
  • Working knowledge of Encompass Loan Origination System preferred

To apply, email a cover letter and resume to [email protected].

Contact Us: (888) 707-7811