Whether your borrower is rate sensitive or looking for lower payments, you’ll learn the strategies for presenting compelling payment and rate options to meet your borrowers’ specific needs.
- Structuring loan options using a combination of Interest Only, Rate Buy Down, and Stacking
- Using 40-year Interest Only options to optimize investor cash flow
- Lowering the DTI to help your loan qualify using Interest Only payments while not increasing your interest rate
- Lowering rates without bringing in additional cash at closing