Loans up to $3,000,000 & Rates Starting at 3.125%
LendSure offers expansive Jumbo loan options so you can close larger loans with a lot less hassle.
- Rates starting at 3.125%
- Pricing is LTV and FICO driven – LTV’s less than 70% – rates are in the low to mid 3’s
- No adders for self-employed borrowers
- Cash out – up to $2.5MM
- Non-warrantable condos will be considered.
- Condo-tels will be considered.
- Unlimited properties on the borrower’s REO schedule are okay.
- Interest Only (10 year – 40 year available)
- RSU income is okay – (we do not have a one-size fits all approach to the use of RSU income)
- 6–12-month reserve requirement – not 18
- Crypto-currency will be considered on a cases-by-case basis.
- Major credit events seasoning – 4 years
- DTI’s to 45% – no adder, can get to 50% w/adder
- Business Assets CAN be used for reserves.
- If Full Package – close your loan in 10 day. Yes, we will use the appraisal you have in hand!
- Bank statement income okay – 12 and 24 month programs
- Aggressive Asset Depletion Program as well
- Use cash out for depletion income
- Assets divided by 60 months
