Non-QM Blog

Want to stand out in today’s mortgage industry? The secret is expanding your product offerings to reach a wider range of clients. Sure, conforming loans may work with some borrowers,…

With new projects going up around the country, condotels are having a moment.  Condo-hotels, as they’re also known, went through a boom in the 1990s. The idea back then was…

Late summer of 2024, total construction starts were up 6%, and residential projects saw an impressive 8% increase year-to-date. With this growing momentum, brokers like you have a unique opportunity…

Brokers are always looking for new and improved products to add to their mortgage toolkit. If you really want to position yourself as a competitive partner for your clients in…

The vacation rental market is growing, and investors are paying attention. According to AirDNA, vacation rental occupancy rates are expected to steadily climb back to pre-pandemic levels of around 56%…

As of October 2024, nearly 10% of the U.S. workforce—about 9.8 million people—are self-employed.   While running their own businesses gives them freedom and flexibility, it often creates challenges when it…

The American mortgage system has created a society that strongly encourages homeownership, but there is a notable crack in what’s mainly a success story: Self-employed borrowers face obstacles qualifying for…

Reverse 1031 exchange loans are a great way for brokers to leverage their expertise in a competitive market, and is just exotic enough to set you apart from the pack….

The U.S. mortgage system might be the envy of the world, but there are some gaps – particularly when it comes to extending home loans to borrowers who don’t fit…