Non-QM Blog

Some of today’s most financially capable borrowers (those with strong credit scores, stable income, and valuable assets) still fall short of agency guidelines. Whether it’s due to unconventional income documentation,…

As of mid-2025, navigating jumbo loans is part of everyday life for brokers working in high-cost markets. The median U.S. home price hit $440,892 in May, and in cities like…

If you’re looking to expand your loan offerings, ground-up construction financing is a good place to start. It’s not something most brokers handle, but for the right clients, it can…

You’ve been there before. A borrower comes to you with strong assets, good reserves, and a clean record of paying bills on time. But the tax returns? Complicated. The income?…

Most residential mortgage clients come to you once and disappear for years. In this guide, you’ll learn how to leverage property investor loans to help transform your business, because property…

Your client’s ready to build. They’ve got their eyes on the land and the plans ready to go, but the bank says “no.”  It’s a frustrating spot, especially with new…

Condotels continue to carve out their unique position in the 2025 real estate landscape. These hybrid properties, part condominium, part hotel, present distinctive opportunities for both investors and vacation home…

The housing market in 2025 is evolving in real time, offering brokers unique opportunities amid shifting conditions. With elevated interest rates, tight inventory, and changing buyer preferences, today’s market rewards…

The housing market continues to present challenges for buyers and investors alike. With persistently high home prices and interest rates, affordability remains a significant hurdle for many potential borrowers. That’s…