Non-QM Blog

Brokers are always looking for new and improved products to add to their mortgage toolkit. If you really want to position yourself as a competitive partner for your clients in…

The vacation rental market is growing, and investors are paying attention. According to AirDNA, vacation rental occupancy rates are expected to steadily climb back to pre-pandemic levels of around 56%…

As of October 2024, nearly 10% of the U.S. workforce—about 9.8 million people—are self-employed.   While running their own businesses gives them freedom and flexibility, it often creates challenges when it…

The American mortgage system has created a society that strongly encourages homeownership, but there is a notable crack in what’s mainly a success story: Self-employed borrowers face obstacles qualifying for…

Reverse 1031 exchange loans are a great way for brokers to leverage their expertise in a competitive market, and is just exotic enough to set you apart from the pack….

The U.S. mortgage system might be the envy of the world, but there are some gaps – particularly when it comes to extending home loans to borrowers who don’t fit…

Real estate investors purchased around 44,000 U.S. homes in the first quarter of 2024—a slight but notable increase from the previous year and the first growth in investor purchases since…

With mortgage rates hovering near 7% and housing inventory at historic lows, buying and selling homes has become more challenging than ever. Many homeowners have found themselves in a tricky…

2025 is here, and borrowers are setting the tone. Non-QM loans have experienced tremendous growth, with originations projected to surpass $30 billion by the end of 2024—a significant leap fueled…