Non-QM Blog

The luxury home market is making headlines in 2024, with the average price of luxury properties in the U.S. hitting a record high of $1,180,000 in Q2, with an 8.8%…

Due to diverse financial profiles, many real estate buyers and owners find securing traditional financing out of reach. This challenge opens up a significant opportunity for these investors to lean…

Tired of turning away clients who don’t fit the conforming mortgage mold? We thought so. We know understanding and leveraging Non-QM loans can open doors to new business opportunities and…

In a market where every move counts, having competitive loan offerings in your toolkit is key. What’s one Non-QM product that can help? Bridge loans. These loans open doors to…

Investors are always looking to expand their real estate portfolios. Traditional financing options often fall short for a myriad of reasons, leaving many to find alternative routes. This is where…

Did you know that, according to the Federal Bank of St. Louis, the average U.S. household in 2023 spent roughly 9.58% of its disposable income on debt repayment? Effectively helping…

International buyers purchased $53.3 billion worth of residential properties in the U.S. between April 2022 and March 2023, according to the National Association of REALTORS® (NAR). And, 50% of these…

Home prices are on the rise again – the median price of existing homes sold in the U.S. hit a new record of nearly $420,000 in May 2024 , according to…

With home prices still on the rise, borrowers are looking for alternative (and more affordable!) options to purchase. One popular choice in today’s market is Condotels. These property types are…