Non-QM Blog

Back in late 2022, housing economists were lamenting the arrival of a “real estate recession.” With mortgage rates up and affordability down, all signs indicated the housing market was going…

There has been a steady rise in the number of people who identify as self-employed in the United States – especially since the Covid-19 pandemic. And a large segment of…

Condos are an important part of the housing market. In some of the nation’s hottest markets, such as Miami and San Diego, condos are the property of choice for buyers.What’s…

The housing market finally is showing signs of cooling, even in still-hot Florida. The median price for both single-family homes and condos and townhouses in the state was unchanged from…

The housing market has been slowing since 2022, but the shortage of housing hasn’t gone anywhere. Despite the general consensus that the housing economy is in recession, inventories are tight,…

U.S. home sales volumes continue to decline—existing home sales were off 23% in April 2023 from a year earlier, according to the National Association of Realtors. That’s largely because mortgage…

The housing market has reached an uneasy equilibrium.   Sales volumes are down compared to normal years but the number of homes for sale is down, too. So for homebuyers,…

As a solution provider in today’s market, you likely see a wide variety of borrowers. Some are tailor-made for traditional lending, but others are not so much. If you’re working…

For many homebuyers, the current market poses affordability challenges. Home prices remain high, and mortgage rates are well above their pandemic lows. To help your clients deal with a difficult…