Some of today’s most financially capable borrowers (those with strong credit scores, stable income, and valuable assets) still fall short of agency guidelines. Whether it’s due to unconventional income documentation, the type of property they’re financing, or other outside-the-box factors, these clients often get overlooked by traditional lenders.
At LendSure, we see these borrowers for who they are: creditworthy clients who deserve better options. Our Super Prime loan program helps brokers like you serve more high-quality clients, close more deals, and grow your business with flexible, commonsense lending solutions.
What Are Super Prime and Alt-A Loans?
Super Prime loans are designed for borrowers with excellent credit profiles who need alternative paths to qualification. They typically have high credit scores, low delinquency risk, and strong financials, but may not fit conventional loan requirements due to income documentation or property type.
Alt-A loans serve a similar borrower profile: financially sound clients who fall between “prime” and “subprime” in traditional risk classifications. These borrowers don’t have bad credit; they just don’t check every box that Fannie Mae or Freddie Mac might require.
At LendSure, we group both Super Prime and Alt-A borrowers into one powerful program that offers flexibility without sacrificing loan quality or compliance.
Who Are These Loans For?
LendSure’s Super Prime loan program is built to support a wide range of borrowers who need a more personalized approach:
- Self-employed professionals: Clients with strong income but non-traditional documentation like 1099s or bank statements.
- High-net-worth individuals: Borrowers with substantial assets but limited W-2 income.
- Clients seeking large loan amounts: Borrowers who need jumbo financing but don’t meet agency rules.
These are the kinds of borrowers that can elevate your business, if you have the right products to serve them.
How Super Prime Loans Help Brokers Grow Their Business
Super Prime loans give you a way to reach high-credit clients other brokers might miss, and grow your business in the process.
- Help Creditworthy Clients Get to the Finish Line
As we’ve said, you’ll often meet clients who are financially strong but hit a wall with conventional lenders. Maybe their income is documented differently, or they’re eyeing a unique property. With Super Prime loans, you can say “yes” when others say “no.”
- Expand Your Reach in Competitive Markets
In high-cost or investment-heavy markets, you’ll see more demand for jumbo loans and properties that don’t meet agency guidelines. Offering Super Prime options gives you a competitive edge in these high-value deals.
- Build Stronger Referral Relationships
When financial planners and CPAs know you can handle complex borrower scenarios, they’re more likely to send clients your way. Super Prime loans can position you as a go-to problem solver.
- Boost Your Brand as a Non-QM Expert
Brokers who can confidently guide clients through alternative documentation and unique property loans stand out. The more you understand these products, the more valuable you become to clients.
- Capture Larger, More Profitable Loans
These aren’t risky subprime loans; they’re funding for financially stable clients. That means higher loan amounts, bigger commissions, and more rewarding closings..
- Strengthen Client Retention Over Time
When you help a high-credit client today, they’re more likely to come back when it’s time to refinance, invest again, or refer friends. Super Prime loans can lay the foundation for long-term client relationships built on trust and performance.
- Stay Competitive in an Evolving Market
As more borrowers seek flexible, fast, alternative financing, brokers who offer programs like Super Prime stay ahead of the curve. These loans aren’t niche anymore. They’re essential for brokers looking to future-proof their business.
LendSure’s Super Prime Loan/Alt-A Program: Key Highlights
LendSure’s program is built to move deals forward quickly and smoothly:
- Loan amounts up to $3,000,000
- LTVs up to 90%
- No adders for fixed-rate loans
- Cash-out refinancing up to $1,000,000
- Documentation flexibility:
- Full Doc
- Full Doc Self-Employed
- 12- or 24-Month Bank Statements
- Financing available for non-warrantable condos and condotels
- Fast turn times and responsive support
THE LENDSURE WAY
It’s simple. We make loans that make sense. We’re not in-the-box lenders. Of course, there are numbers, ratios, and data to consider, but we know that behind every file, there’s an individual with a unique circumstance seeking a loan. We work hard to offer our common-sense take on lending to borrowers seeking funding for the home of their dreams, another addition to their investment property portfolio, or refinancing of a currently owned property.
Are you ready to benefit from a common-sense approach to lending? Contact us today to learn more about ground-up construction loans and how partnering with LendSure Mortgage Corp. can help grow your bottom line.
