Category

Featured Program

Webinar: Growing Your Market Share with Foreign National Loans

By | Featured Program | No Comments

Foreign National mortgage loans can be complex, but you don’t have to be an underwriting expert to tap into this lucrative market. In this brief, but informative webinar, we’ll review the foreign national market opportunities as well as everything you need to know to get started offering loans to foreign nationals. 
 
Webinar Highlights:
  • Funding with no USA credit, income or tax returns
  • Funding with no social security number
  • Strategies for evaluating foreign credit and income
  • Loan options for various residency types
  • Unique underwriting challenges and how to manage them
  • The loan features that foreign national borrowers care about most

Webinar: Growing Your Market Share with Bank Statement Loans

By | Featured Program | No Comments

A growing number of business owners and self-employed borrowers have had difficulty qualifying for a mortgage because of challenges documenting their income, write-offs on their tax returns, and various other difficulties. In this brief but informative webinar, you will discover the keys to overcome these challenges while making the loan process as smooth as possible.

Discover how to:

  • Tap into this lucrative market by offering solutions designed for the unique needs of self-employed, business owners, and high-commission sales people
  • Obtain bank statement qualifying income without a full loan package
  • Expand your market share and grow referrals by finding and marketing to local prospects
  • Address common misconceptions about loans to business owners and people with higher than average write-offs

The market opportunity for banks statement loans is huge and growing, with the total number of self-employed professionals expected to rise to 42 million by 2020. Watch this webinar to begin to capitalize on this opportunity.

Webinar: Rental Income Calculation for Lower DTIs and Better Rates for Property Investors

By | Featured Program | No Comments

In this brief, but highly-informative webinar, learn about the challenges of today’s property investors and how you can grow your business by offering solutions to meet their unique borrowing needs.

• Learn how to achieve full doc status with LendSure’s unique approach to rental income which minimizes debt-to-income ratios

• Learn how to achieve lower rates on investor transactions through the use of bank statements

• Learn about LendSure’s unique investor cash flow products

Webinar: Non-QM Loan Solutions for “A” Paper Borrowers

By | Featured Program | No Comments

Sometimes borrowers with excellent credit do not qualify for conventional mortgages for a variety of reasons. Learn how you can reduce turn-downs by offering Non-QM loan solutions to the “A” paper borrowers you see every day.

In this webinar, learn how you can gain a competitive advantage by offering mortgage loan solutions to:
– Self-employed borrowers
– Property investors
– Foreign nationals
– Borrowers with complex or multiple income streams
– Borrowers with past credit event issues, such as bankruptcy or foreclosure.

The market opportunity for Non-QM is expected to skyrocket in the coming months and only a fraction of mortgage originators are serving this growing market.

90% LTV Bank Statement No MI

Bank Statement Loan Programs

By | Featured Program

90% LTV Bank Statement Program with No MI

We’ll Calculate the Bank Statement Income For You Without a Full Loan Package

Offer business owners our highly competitive 12- or 24-month bank statement loan program with up to 90% LTV and no mortgage insurance. As always, LendSure will calculate the bank statement income for you and our highly experienced team members can provide common-sense approvals and pricing within 24 hours.

Program features:

  • P&L statements NOT required on most programs
  • Highly competitive rates and unsurpassed funding times
  • Business bank statements and personal bank statements permitted
  • Multiple business bank accounts permitted
  • Borrower does not have to be 100% owner of the business
  • Business expense ratio as low as 0% for personal and 10% for business bank statements
  • Common-sense consideration of NSFs and overdrafts

Non-QM Loan Programs

By | Featured Program

Non-QM Loan Programs for Today’s Borrowers

We’ll give you more ways to say ‟YES” to your borrowers

At LendSure, we know that in today’s environment every loan opportunity is precious. That’s why we offer a comprehensive range of loan programs for borrowers that don’t fit conforming guidelines.

Loan Programs Include:

  • 12- and 24-Month Bank Statement Loans
  • “Just Missed” Agency (Alt-A)
  • Property Investor Loans
  • Common-sense underwriting for borrowers with some credit issues
  • Foreign National Programs
  • Other Non-QM Programs

LendSure’s exclusive pre-underwriting process goes beyond a simple prequalification. An experienced, in-house professional reviews each submission and provides common-sense approvals and pricing usually within 24 hours. You can say “YES” with confidence, knowing that LendSure has minimized surprises down the road.

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Innovative Investment Property Loans

By | Featured Program

Industry Leading Investment Property Loans

New Financing Solutions For Today’s Property Investors

At LendSure, we understand the unique needs and challenges of property investors. That’s why we offer innovative solutions and common-sense underwriting designed to provide them with more options, great rates, and a smooth funding experiences.

  • Unique rental income calculation resulting in lower DTIs and better rates (ask for a demonstration)
  • Loan amounts up to $1,000,000
  • Full Doc, Bank Statement, DSCR, Stated-Income and No-Ratio Loan options
  • Industry-leading funding times
  • Up to 10 loans for any one investor
  • DTIs up to 50%
  • Non-owner, non-warrantable condos permitted
  • Highly competitive pricing for lower LTV loans
  • Rate buy-down feature available

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Fast Funding for Fannie Mae Fallout

By | Featured Program

Fannie Mae Fallout Funding

Fund in Days with Fast-Tracked, Common-Sense Underwriting (Contact us 24 Hours A Day)

Did you just have a loan fall out from Fannie Mae? LendSure is ready to rescue your fallout loans and fund them within days. Submit your loan package and transferred appraisals, and our team of experienced professionals will provide fast-tracked, common-sense underwriting to get you funded on time.

  • Transferred AMC appraisals accepted
  • Unsurpassed funding times
  • Common-sense exceptions
  • P&L statements NOT required on most bank statement programs
  • Programs include 12- and 24-Month Bank Statement Loans, “Just Missed” Agency (Alt-A), Property Investor Loans, Foreign National Programs and other Non-QM Programs

Call or text your LendSure Account Executive’s mobile phone 24 hours a day / 7 days a week to get your fallout loan package funded within days.

12- and 24-Month Bank Statement Programs

By | Featured Program

12- and 24-Month Bank Statement Programs

Loan Programs Designed For Self-Employed Borrowers

Offer self-employed borrowers loan programs designed around their unique needs. LendSure’s 12- and 24-month programs feature common-sense underwriting that considers the challenges of self- employed borrowers.

Program Features:

  • All pre-qualifications are performed by experienced, in-house professionals, usually within 24 hours
  • P&L statements NOT required on most programs
  • LTV up to 90% with no mortgage insurance
  • Loan amounts up to $1,500,000
  • Multiple business bank accounts permitted
  • Business bank statements and personal bank statements permitted
  • Business expense ratio as low as 10%
  • Borrower does not have to be 100% owner of the business
  • Common-sense consideration of NSFs and overdrafts
  • Highly competitive rates and unsurpassed funding times

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Contact Us: (888) 707-7811