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Free Webinar for Loan Originators – Non-QM for “A” Paper Borrowers

By | Uncategorized

Non QM Mortgage Webinar

Wednesday, June 13, 2018
10:00 AM Pacific / 1:00 PM Eastern

Sometimes borrowers with excellent credit do not qualify for conventional mortgages for a variety of reasons. Learn how you can reduce turn-downs by offering Non-QM loan solutions to the “A” paper borrowers you see every day.

In this webinar, learn how you can gain a competitive advantage by offering mortgage loan solutions to:

  • Self-employed borrowers
  • Property investors
  • Foreign nationals
  • Borrowers with complex or multiple income streams
  • Borrowers with past credit event issues, such as bankruptcy or foreclosure

The market opportunity for Non-QM is expected to skyrocket in the coming months and only a fraction of mortgage originators are serving this growing market. Don’t miss this important opportunity and reserve your spot today.

Register Today

Mortgage Underwriter – San Diego

By | Jobs | No Comments

LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering Non-QM loan solutions. LendSure helps mortgage originators grow their business by offering loan solutions to borrowers who do not fall into conforming guidelines. At LendSure Mortgage Corp., we have created an environment where high-energy professionals can learn, excel, grow and feel great about their contributions to our success.

LendSure is committed to attracting and retaining top talent throughout the United States and offers competitive salary, benefits, and opportunities to grow within the company.

LendSure is seeking a Mortgage Underwriter to work out of our San Diego, California headquarters.

The Mortgage Underwriter is responsible for rendering credit decisions on incoming applicants consistent with internal policies, underwriting mortgage commitments, and verifying supporting documentation as submitted by Mortgage Brokers.

Position requirements:

  • Review and analyze documentation provided on each loan to make an informed lending decision in compliance with LendSure Mortgage Corp. policies and guidelines
  • Ability to review complex tax returns.
  • Ability to perform duties under minimal supervision and actively engage with supervisor to resolve complicated issues
  • Ability to communicate effectively in both verbal and written form
  • Strong time management skills to plan and organize a high daily loan volume
  • Must be a detail oriented team player able to work constructively with fellow employees.
  • Competence with computers and related software including but not limited to Microsoft Office products. Previous experience with Encompass LOS is preferred.

Required experience:

  • Minimum 3 years of recent experience underwriting non-conforming residential mortgage loans.
  • Minimum 3 years of experience with state and federal lending regulations (i.e., Ability to Repay, RESPA, Reg B, Reg Z, Fair Lending, etc.)

To apply, email your resume and cover letter to careers@lendsure.com.

Non-QM Loan Programs

By | Featured Program

Non-QM Loan Programs for Today’s Borrowers

We’ll give you more ways to say ‟YES” to your borrowers

At LendSure, we know that in today’s environment every loan opportunity is precious. That’s why we offer a comprehensive range of loan programs for borrowers that don’t fit conforming guidelines.

Loan Programs Include:

  • 12- and 24-Month Bank Statement Loans
  • “Just Missed” Agency (Alt-A)
  • Property Investor Loans
  • Common-sense underwriting for borrowers with some credit issues
  • Foreign National Programs
  • Other Non-QM Programs

LendSure’s exclusive pre-underwriting process goes beyond a simple prequalification. An experienced, in-house professional reviews each submission and provides common-sense approvals and pricing usually within 24 hours. You can say “YES” with confidence, knowing that LendSure has minimized surprises down the road.

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Innovative Investment Property Loans

By | Featured Program

Industry Leading Investment Property Loans

New Financing Solutions For Today’s Property Investors

At LendSure, we understand the unique needs and challenges of property investors. That’s why we offer innovative solutions and common-sense underwriting designed to provide them with more options, great rates, and a smooth funding experiences.

  • Unique rental income calculation resulting in lower DTIs and better rates (ask for a demonstration)
  • Loan amounts up to $1,000,000
  • Full Doc, Bank Statement, DSCR, Stated-Income and No-Ratio Loan options
  • Industry-leading funding times
  • Up to 10 loans for any one investor
  • DTIs up to 50%
  • Non-owner, non-warrantable condos permitted
  • Highly competitive pricing for lower LTV loans
  • Rate buy-down feature available

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Fast Funding for Fannie Mae Fallout

By | Featured Program

Fannie Mae Fallout Funding

Fund in Days with Fast-Tracked, Common-Sense Underwriting (Contact us 24 Hours A Day)

Did you just have a loan fall out from Fannie Mae? LendSure is ready to rescue your fallout loans and fund them within days. Submit your loan package and transferred appraisals, and our team of experienced professionals will provide fast-tracked, common-sense underwriting to get you funded on time.

  • Transferred AMC appraisals accepted
  • Unsurpassed funding times
  • Common-sense exceptions
  • P&L statements NOT required on most bank statement programs
  • Programs include 12- and 24-Month Bank Statement Loans, “Just Missed” Agency (Alt-A), Property Investor Loans, Foreign National Programs and other Non-QM Programs

Call or text your LendSure Account Executive’s mobile phone 24 hours a day / 7 days a week to get your fallout loan package funded within days.

12- and 24-Month Bank Statement Programs

By | Featured Program

12- and 24-Month Bank Statement Programs

Loan Programs Designed For Self-Employed Borrowers

Offer self-employed borrowers loan programs designed around their unique needs. LendSure’s 12- and 24-month programs feature common-sense underwriting that considers the challenges of self- employed borrowers.

Program Features:

  • All pre-qualifications are performed by experienced, in-house professionals, usually within 24 hours
  • P&L statements NOT required on most programs
  • LTV up to 90% with no mortgage insurance
  • Loan amounts up to $1,500,000
  • Multiple business bank accounts permitted
  • Business bank statements and personal bank statements permitted
  • Business expense ratio as low as 10%
  • Borrower does not have to be 100% owner of the business
  • Common-sense consideration of NSFs and overdrafts
  • Highly competitive rates and unsurpassed funding times

Contact your LendSure Account Executive to talk through your borrower’s loan scenario.

Contact Us: (888) 707-7811